About Us

Kulla To Financial is an insurance and investments brokerage that works with the top companies internationally to meet your needs. We support you, whether you’re an individual, family, or business owner, with a robust shelf of products and services.

Your needs are met with over 50 years of combined experience in the Financial Services Industry. Not only do we have the experience and credentials to help you reach your goals, but we also have the highest commitment to providing you exceptional service. 

Bradley Cook

"As a small business owner, I wanted to provide my staff an employee benefits plan that was both attractive and affordable. Dean Kulla took the time to sit down with me several times to tailor the plan to my needs and make sure my people are taken care-of. Dean will be presenting directly to the staff to make sure they understand the plan and how it works. He has also agreed to come in periodically and provide investment advise to them so that they can plan for the future. In a highly competitive industry like mine, attracting and retaining top-rated team members is absolutely essential. Kulla-To Financial understands this and has the expertise to help us attract tier-1 talent. Thanks Dean!"
Bradley Cook Testimonial

Bradley Cook, Owner - SERVPRO of Milton & North Oakville

Kulla To Financial, Investments, Life insurance, group benefits, disability insurance, critical illness insurance, best returns
5.0
2020-02-04T13:04:38-05:00

Bradley Cook, Owner - SERVPRO of Milton & North Oakville

Bradley Cook Testimonial
"As a small business owner, I wanted to provide my staff an employee benefits plan that was both attractive and affordable. Dean Kulla took the time to sit down with me several times to tailor the plan to my needs and make sure my people are taken care-of. Dean will be presenting directly to the staff to make sure they understand the plan and how it works. He has also agreed to come in periodically and provide investment advise to them so that they can plan for the future. In a highly competitive industry like mine, attracting and retaining top-rated team members is absolutely essential. Kulla-To Financial understands this and has the expertise to help us attract tier-1 talent. Thanks Dean!"

Stef Cust

"Excellent advice and great guy to talk investments with, you wont be disappointed!!"
stef cust testimonial

Stef Cust

Kulla To Financial, Investments, Life insurance, group benefits, disability insurance, critical illness insurance, best returns
5.0
2020-02-04T12:51:07-05:00

Stef Cust

stef cust testimonial
"Excellent advice and great guy to talk investments with, you wont be disappointed!!"

Christina Marie

"Dean is great to work with. He set me up on a great policy and took the time to explain it to me and the type of product that would be in my best interest. He helped me every step of the way in terms of set up of the account and managing everything online. I highly recommend consulting with Ron and Dean even if you already have a policy in place!"
Women Avatar testimonial

Christina Marie

Kulla To Financial, Investments, Life insurance, group benefits, disability insurance, critical illness insurance, best returns
5.0
2020-02-05T11:10:00-05:00

Christina Marie

Women Avatar testimonial
"Dean is great to work with. He set me up on a great policy and took the time to explain it to me and the type of product that would be in my best interest. He helped me every step of the way in terms of set up of the account and managing everything online. I highly recommend consulting with Ron and Dean even if you already have a policy in place!"

Marina Chianello Dowswell

"Dean is intelligent, educated and so personable! Working with him has been the best decision and we wouldn’t be where we are today without him. He’s truly someone to trust and I highly recommend his service!"
Marina Chianello Dowswell

Marina Chianello, Owner - Rooted Beyond Skin

Kulla To Financial, Investments, Life insurance, group benefits, disability insurance, critical illness insurance, best returns
5.0
2020-02-04T12:54:50-05:00

Marina Chianello, Owner - Rooted Beyond Skin

Marina Chianello Dowswell
"Dean is intelligent, educated and so personable! Working with him has been the best decision and we wouldn’t be where we are today without him. He’s truly someone to trust and I highly recommend his service!"

Adnan Malik

"Met with Dean Kulla Yesterday for the annual policy review. One of the best professional in the industry. Reviewed all the details and answered all my questions patiently. If you need life insurance Dean Kulla is the person to talk to."
male avatar

Adnan Malik, Vice President of Commercial Practice - Marsh Canada Limited

Kulla To Financial, Investments, Life insurance, group benefits, disability insurance, critical illness insurance, best returns
5.0
2020-02-04T13:17:45-05:00

Adnan Malik, Vice President of Commercial Practice - Marsh Canada Limited

male avatar
"Met with Dean Kulla Yesterday for the annual policy review. One of the best professional in the industry. Reviewed all the details and answered all my questions patiently. If you need life insurance Dean Kulla is the person to talk to."

Micaela Tomlinson-Richard

"I have nothing but good things to say in regards to Dean as he has been attentive with everything that my husband and I have needed. He is always thinking about the best solution for things that we were looking for in the future and now has made that a possibility. Most financial advisers are looking for the amount of clients that they can get where as he is about quality in his work and takes the time to really get to know you and is looking out for your best interest at heart."
Micaela Monique Diane-Pryce Tomlinson-Richard

Micaela Tomlinson-Richard, Owner - Selfie Express Photo Booths

Kulla To Financial, Investments, Life insurance, group benefits, disability insurance, critical illness insurance, best returns
5.0
2020-02-04T12:43:26-05:00

Micaela Tomlinson-Richard, Owner - Selfie Express Photo Booths

Micaela Monique Diane-Pryce Tomlinson-Richard
"I have nothing but good things to say in regards to Dean as he has been attentive with everything that my husband and I have needed. He is always thinking about the best solution for things that we were looking for in the future and now has made that a possibility. Most financial advisers are looking for the amount of clients that they can get where as he is about quality in his work and takes the time to really get to know you and is looking out for your best interest at heart."
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Why people work with us:

Better Returns

Better Returns

Have you ever filled out a 15 multiple choice questionnaire that decided where a large sum of your money is being invested? Exciting returns or underwhelming? We’ve all been there.

Getting the best returns possible while satisfying risk vs. reward metrics is a much more intimate process and requires much more communication and ongoing monitoring between client and advisor.

Retire Early

Retire Early

Planning to retire at the age of 65 is no longer the norm. With the fast pace world today, it is more possible than ever to retire earlier and earlier. Age 55 is the new 65, and “freedom 45” is the new “freedom 55”. Do you know when you want to retire?

 

 

Better Advice

Better Advice

The right advisor will use industry best practices to help grow your wealth as fast as possible. Financial planning systematizes achieving your goals by measuring and influencing the most important factors for your success. 

 

 

 

Our Partners

  • Manulife Insurance
  • Forester Financial
  • Equitable Life of Canada
  • BMO Insurance
  • iA Financial Group
  • Canada Life Insurance
  • Blue Cross
  • Assumption Life
  • Dejardins Insurance
  • Canada Protection Plan
  • Ivari Insurance
  • RBC Insurance
  • Sunlife Financial
  • Empire Life
  • Great-West Life
  • Fidelity Investments Canada
  • NORREP Investments
  • Starlight Capital