About Us

Kulla To Financial is an Insurance and Investments Brokerage that works with the top companies internationally to meet the needs of our clients. We support individuals, families, and business owners with a robust shelf of products and services offered. 

Our team has over 50 years of combined experience in the Financial Services Industry. Not only do we have the experience and credentials to help our clients reach their goals, but we also have the highest commitment to providing exceptional client service. Most importantly, we work with our clients as if they were our own family members, building relationships based on trust and the highest levels of integrity.

Our Partners

  • Manulife Insurance
  • Forester Financial
  • Equitable Life of Canada
  • BMO Insurance
  • iA Financial Group
  • Canada Life Insurance
  • Blue Cross
  • Assumption Life
  • Dejardins Insurance
  • Canada Protection Plan
  • Ivari Insurance
  • RBC Insurance
  • Sunlife Financial
  • Empire Life
  • Great-West Life
  • The Co-operators
  • Fidelity Investments Canada
  • NORREP Investments

Why Us

Better Returns

Better Returns

Having the right financial advisor can help you achieve returns that are significantly better than average. With the ability to access any money manager we are able to provide wealth management services that will provide you with better returns than you would receive with other institutions.

Retire Early

Retire Early

Hiring a financial advisor should enhance your life by allowing you to achieve all of your financial goals. With the right insurance and investment advice, you will be able to retire early and retire wealthy.

Better Group Benefits Advice

Better Group Benefits Advice

The right advisor can provide you with group benefits planning advice that will allow you to determine what you need to do to maintain a plan while achieving other financial goals in your business and personally. A group benefits advisor will help identify any changes you might need to make in order to meet all your goals.

Testimonials

Micaela Monique Diane-Pryce Tomlinson-Richard

Micaela Tomlinson-Richard

"I have nothing but good things to say in regards to Dean as he has been attentive with everything that my husband and I have needed. He is always thinking about the best solution for things that we were looking for in the future and now has made that a possibility. Most financial advisers are looking for the amount of clients that they can get where as he is about quality in his work and takes the time to really get to know you and is looking out for your best interest at heart."

Micaela Tomlinson-Richard, Owner - Selfie Express Photo Booths

Kulla To Financial, Investments, Life insurance, group benefits, disability insurance, critical illness insurance, best returns
5.0
2020-02-04T12:43:26-05:00

Micaela Tomlinson-Richard, Owner - Selfie Express Photo Booths

Micaela Monique Diane-Pryce Tomlinson-Richard
"I have nothing but good things to say in regards to Dean as he has been attentive with everything that my husband and I have needed. He is always thinking about the best solution for things that we were looking for in the future and now has made that a possibility. Most financial advisers are looking for the amount of clients that they can get where as he is about quality in his work and takes the time to really get to know you and is looking out for your best interest at heart."
Bradley Cook Testimonial

Bradley Cook

"As a small business owner, I wanted to provide my staff an employee benefits plan that was both attractive and affordable. Dean Kulla took the time to sit down with me several times to tailor the plan to my needs and make sure my people are taken care-of. Dean will be presenting directly to the staff to make sure they understand the plan and how it works. He has also agreed to come in periodically and provide investment advise to them so that they can plan for the future. In a highly competitive industry like mine, attracting and retaining top-rated team members is absolutely essential. Kulla-To Financial understands this and has the expertise to help us attract tier-1 talent. Thanks Dean!"

Bradley Cook, Owner - SERVPRO of Milton & North Oakville

Kulla To Financial, Investments, Life insurance, group benefits, disability insurance, critical illness insurance, best returns
5.0
2020-02-04T13:04:38-05:00

Bradley Cook, Owner - SERVPRO of Milton & North Oakville

Bradley Cook Testimonial
"As a small business owner, I wanted to provide my staff an employee benefits plan that was both attractive and affordable. Dean Kulla took the time to sit down with me several times to tailor the plan to my needs and make sure my people are taken care-of. Dean will be presenting directly to the staff to make sure they understand the plan and how it works. He has also agreed to come in periodically and provide investment advise to them so that they can plan for the future. In a highly competitive industry like mine, attracting and retaining top-rated team members is absolutely essential. Kulla-To Financial understands this and has the expertise to help us attract tier-1 talent. Thanks Dean!"
stef cust testimonial

Stef Cust

"Excellent advice and great guy to talk investments with, you wont be disappointed!!"

Stef Cust

Kulla To Financial, Investments, Life insurance, group benefits, disability insurance, critical illness insurance, best returns
5.0
2020-02-04T12:51:07-05:00

Stef Cust

stef cust testimonial
"Excellent advice and great guy to talk investments with, you wont be disappointed!!"
Women Avatar testimonial

Christina Marie

"Dean is great to work with. He set me up on a great policy and took the time to explain it to me and the type of product that would be in my best interest. He helped me every step of the way in terms of set up of the account and managing everything online. I highly recommend consulting with Ron and Dean even if you already have a policy in place!"

Christina Marie

Kulla To Financial, Investments, Life insurance, group benefits, disability insurance, critical illness insurance, best returns
5.0
2020-02-05T11:10:00-05:00

Christina Marie

Women Avatar testimonial
"Dean is great to work with. He set me up on a great policy and took the time to explain it to me and the type of product that would be in my best interest. He helped me every step of the way in terms of set up of the account and managing everything online. I highly recommend consulting with Ron and Dean even if you already have a policy in place!"
male avatar

Adnan Malik

"Met with Dean Kulla Yesterday for the annual policy review. One of the best professional in the industry. Reviewed all the details and answered all my questions patiently. If you need life insurance Dean Kulla is the person to talk to."

Adnan Malik, Vice President of Commercial Practice - Marsh Canada Limited

Kulla To Financial, Investments, Life insurance, group benefits, disability insurance, critical illness insurance, best returns
5.0
2020-02-04T13:17:45-05:00

Adnan Malik, Vice President of Commercial Practice - Marsh Canada Limited

male avatar
"Met with Dean Kulla Yesterday for the annual policy review. One of the best professional in the industry. Reviewed all the details and answered all my questions patiently. If you need life insurance Dean Kulla is the person to talk to."
Marina Chianello Dowswell

Marina Chianello Dowswell

"Dean is intelligent, educated and so personable! Working with him has been the best decision and we wouldn’t be where we are today without him. He’s truly someone to trust and I highly recommend his service!"

Marina Chianello, Owner - Rooted Beyond Skin

Kulla To Financial, Investments, Life insurance, group benefits, disability insurance, critical illness insurance, best returns
5.0
2020-02-04T12:54:50-05:00

Marina Chianello, Owner - Rooted Beyond Skin

Marina Chianello Dowswell
"Dean is intelligent, educated and so personable! Working with him has been the best decision and we wouldn’t be where we are today without him. He’s truly someone to trust and I highly recommend his service!"
5
6